The Money Spreadsheet: templates compared
Ready-made Excel trackers and planners that use the same maths as our calculators. Pick the one that fits your money.
| What it does | Kenya Investment Tracker Lite | Kenya Investment Tracker Pro | Kenya Landlord Tracker | Kenya T-bill Ladder Planner | Kenya Payday & Budget Planner |
|---|---|---|---|---|---|
| Price | Free | KSh 999 | KSh 1,499 | Free | KSh 499 |
| T-bills and money market funds you hold | Yes | Yes | No | No | No |
| Bonds, fixed deposits, SACCO, NSE shares, dollar investments | No | Yes | No | No | No |
| What your investments earn after tax | Yes | Yes | No | No | No |
| Maturity dates and alerts | Yes | Yes | No | No | No |
| Plan a T-bill ladder before you buy | No | No | No | Yes | No |
| Cash flow calendar | No | 12 months | No | 3 years | No |
| Take-home pay after PAYE, NSSF, SHIF and Housing Levy | No | No | No | No | Yes |
| Monthly budget and daily allowance until payday | No | No | No | No | Yes |
| Rent roll and arrears for every tenant | No | No | Yes | No | No |
| Monthly rental income tax (7.5%) with due dates | No | No | Yes | No | No |
| Expenses and real profit after tax | No | No | Yes | No | No |
Kenya Investment Tracker Lite
Track your T-bills and money market funds, with income after tax and maturity alerts.
Kenya Investment Tracker Pro
Every investment in one dashboard: T-bills, bonds, MMFs, SACCO, shares, dollars, with a cash flow calendar.
Kenya Landlord Tracker
Rent roll, arrears, 7.5% rental income tax every month, expenses and real profit.
Kenya T-bill Ladder Planner
Plan T-bills bought a few weeks apart so cash comes back on a regular rhythm, with tax worked out.
Kenya Payday & Budget Planner
Take-home pay after PAYE, NSSF, SHIF and Housing Levy, a monthly budget and a daily allowance until payday.
Frequently asked questions
How do I buy a template?
Templates are sold through Selar, our checkout partner: click a button above, pay on Selar's page and download the file. Free templates download the same way, at no cost.
Which template should I start with?
If you earn a salary, start with the Kenya Payday & Budget Planner: it shows your take-home pay and helps you plan each month. For savings, the free Kenya Investment Tracker Lite covers T-bills and money market funds; if you also hold bonds, SACCO savings, shares or dollar investments, the Kenya Investment Tracker Pro brings them into one dashboard. Planning your first T-bills? The free Kenya T-bill Ladder Planner shows how to spread them out. The Kenya Landlord Tracker is for people who earn rent.
Do the templates use the same maths as the calculators?
Yes, the templates use the same formulas as our calculators. See every formula in how we calculate.
Can I get help with a template?
Yes, send us a message about any template or purchase and we'll reply by email.
For education only, not financial advice. The templates are tools for your own records; check figures with your provider, CBK or KRA before you act.